“The person who doesn’t know where his next dollar is coming from usually doesn’t know where his last dollar went.” – Unknown
Money loves attention. Where your focus goes, energy flows—and this is especially true when it comes to wealth. If you’ve ever felt like your finances are unpredictable, overwhelming, or just “happening” to you, it’s time to flip the script. Imagine if every dollar had a purpose, if you knew exactly where your income was coming from, and if unexpected money started flowing your way. That’s the power of daily money tracking—it transforms your financial awareness and invites abundance into your life. Let me introduce you to a practice that has completely changed my financial mindset—and it might just change yours too.
Why Track Your Money Daily?
Most people only look at their money when they feel financial pressure—when bills are due, when they’re running low, or when something unexpected happens. But imagine treating money like a relationship. If you ignore a friend for weeks and only reach out when you need something, how do you think that friend will feel? Neglected. Unappreciated. Money works the same way.
Tracking your income daily:
- Helps you understand where your money is actually coming from.
- Strengthens your wealth mindset (because money loves specificity!).
- Reveals patterns and opportunities for financial growth.
- Keeps you proactive, rather than reactive, with your finances.
- Uncovers financial vulnerability: If your income comes from only one source, this can be a wake-up call. Imagine if that source suddenly disappears—how prepared are you? Tracking your income helps you assess your financial stability and encourages you to build multiple streams of income.
- Activates Your Reticular Activating System (RAS): Your brain is wired to filter information based on what you focus on. Tracking your money daily trains your RAS to look for financial opportunities, reinforcing your money goals instead of financial fears.
Setting Up Your Money Tracking System
This doesn’t have to be complicated. Choose a method that works best for you:
- Excel or Google Sheets – Perfect for digital organization.
- Notebook or Binder – Ideal if writing things down helps you connect better.
- A Financial Tracking App – Great for convenience and automation.
Now, let me show you how I personally track my money every single day.
Inside My Daily Money Tracker
I use an Excel file that gives me a clear view of my financial landscape. Here’s how it’s structured:
1. The First Column: Daily Breakdown
I take my fixed salary and divide it by the number of days in that month, so I know my daily income baseline.
2. Money Destination: Setting a Goal
I don’t just track what I earn—I track what I intend to earn. I set a daily financial goal (for example, $1,000 profit after taxes) and write it down every day. This trains my mind to focus on abundance and take action toward it.
3. My Daily Income Streams
- Salary: I note down my salary allocation for that day.
- Online Business Income: If I earn from my online ventures, I record the amount. If it’s zero, I write “0” and reflect on how it makes me feel—valuable financial insight!
- Investments: I track my daily stock market activity to understand the trends.
- Family Real Estate Business: My family and I split our rental income four ways, so I log my portion daily.
4. The Blessings Column
This is my favorite part. Every day, I write down anything I received for free—whether it’s a coffee, a discount, a voucher, or even unexpected money. This keeps me in a gratitude mindset and reminds me that abundance comes in many forms.
Monthly Money Date: Your Wealth Check-In
Once a month, I schedule a “Money Date” to look at the bigger picture:
- Reviewing Net Worth: Where do I stand financially overall?
- Evaluating Expenses: Am I paying for anything unnecessary? If yes, I cut it off.
- Assessing Financial Security: Am I prepared for the unexpected?
- Following Up on Forgotten Money: This practice has helped me remember money people owe me—and go after it!
- Who Am I Giving My Money To? Who am I making wealthy, and am I truly getting value from it? If I’m paying for a service or subscription that isn’t serving me, it’s time to redirect that money toward something more meaningful.
Personal Stories from My Own Money Date
Looking at my monthly expenses showed me where I was spending against one of my core values, which is adventure. I realized I was spending a lot on books and courses—even though I already had so much of those things. When I totaled the amount spent, I was appalled—it was the cost of a flight ticket and two to three nights of accommodation in any Southeast Asian country. And here I was, complaining that I couldn’t travel more! I had been investing in excess consumption rather than experiences that make me feel alive. This was a massive wake-up call.
We are programmed to consume endlessly, but we are not programmed to live, to spend on living, to spend on what makes us feel alive. For me, traveling is living. It one of the things that makes me feel alive.
Another realization: I was paying for a membership that drained me energetically. The people in it weren’t ambitious or hungry for more, and while I liked the person running it and her vision, I had to admit that it wasn’t the right space for me. I needed to invest that money elsewhere—somewhere that actually fueled my growth and inspired me. Nothing against those ladies, they are lovely, but you need to know in which environment you thrive and feel alive.
Try This for a Month & Watch What Happens
This isn’t just about numbers; it’s about transforming your financial energy. When you track your money daily, you see opportunities you never noticed before. You become more confident, intentional, and aware of your financial reality. Try it for yourself and see what comes up—you might just be surprised by what you discover.
With all my heart
Salima
